The Cure for Benefits Administration Headaches
Large employer groups and Qualified ALEs are under constant pressure to meet compliance standards, control costs, and offer health coverage that employees actually use, while navigating complex systems, underperforming vendors, and rising administrative demands.
At SBMA, we remove that burden.
We deliver streamlined, fully integrated benefits administration built for employers who need structure, simplicity, and scale. From onboarding to ID cards, claims processing to ongoing support, our platform was built to serve companies with a diverse, distributed workforce, and the operational complexity that comes with it.
Common Benefits Administration Headaches (and how SBMA eliminates them)
Low Employee Engagement
When employees don’t understand or use their benefits, employers pay for programs that deliver no return. Confusion around access, poor communication from vendors, and lack of digital tools all contribute to low participation.
The SBMA solution: Usable benefits, clearly communicated and supported through our HealthWallet App and expert service team. Employees understand what’s included, how to use it, and where to go for answers.
Time-Consuming Processes
Too many systems. Too much paperwork. Too many points of failure. Traditional administration is resource-intensive and slow, tying up HR teams in manual tasks.
The SBMA solution: One integrated system. From enrollment and eligibility tracking to ID card delivery and claims visibility, everything operates through a centralized platform, run by a dedicated team here in Southern California.
Difficulty Proving ROI
If your benefits plan is not measurable, it’s not manageable. Without insight into utilization or cost-efficiency, leadership is left in the dark about impact.
The SBMA solution: We deliver plans with built-in accountability. Because our offerings are designed to be used, preventive care, telehealth, pharmacy benefits, vision, dental, employee participation tells a clear story of value.
Balancing Cost with Expectations
In high-turnover industries, employers are expected to provide meaningful benefits without absorbing unsustainable costs. Traditional plans don’t deliver on either front.
The SBMA solution: Affordable alternatives that meet ACA requirements and serve real workforce needs. Our MEC plans, limited medical offerings, and voluntary add-ons deliver value at a fraction of the cost of major medical.
With affordability thresholds updated annually by the IRS, our plans help ensure you meet the latest ACA requirements, including any new adjustments for 2025.
Adapting to Evolving Needs
One-size-fits-all no longer works, if it ever did. Benefits must adapt to changing workforce expectations, seasonal labor models, and multiple worksites.
The SBMA solution: Modular benefit plans that flex with your business. Our structure supports year-round enrollments, high-volume changes, and decentralized teams, without sacrificing accuracy or service.
As you plan for 2026 coverage, our team is ready to help you align plan design with ACA updates, workforce changes, and affordability thresholds for the year ahead.
What Sets SBMA Apart
We are not a call center. We are not a tech platform posing as a broker. We are a purpose-built benefits administration partner with infrastructure, experience, and systems capable of supporting large, distributed workforces with ease.
- ACA-compliant MEC plans that meet the requirements of Qualified ALEs
- Voluntary benefits, dental, vision, and supplemental offerings
- Worksite bundles and telemedicine services that lower barriers to care
- End-to-end administration including claims, eligibility, ID cards, and support
- US-based service teams and a fully integrated digital experience
- Structured, employer-sponsored plan models that avoid the complexity and cost-shifting of ICHRA-based systems
Choose the Gold Standard
At SBMA, we deliver real-world solutions for large employer groups. Our fully integrated tech-forward platform is built to reduce administrative burden, increase employee satisfaction, and protect your organization from compliance penalties and administrative inefficiencies.
Raise the standard. Prepare for 2026 with confidence. Reduce costs, increase engagement, and avoid penalties with SBMA Benefits
