Get Vision and Dental Coverage at a Price Everyone Can Smile About

With SBMA Vision and Dental benefits, you can offer health benefits that make a meaningful difference in your employees’ lives for a fraction of the cost of traditional major medical plans.

Vision Coverage through VSP

With SBMA Vision benefits, you can offer essential eye care coverage that supports both health and productivity, without inflating your bottom line.
  • Sample benefit summary: Pricing and benefits vary by group.
  • Sample benefit summary: Pricing and benefits vary by group.
  • Comprehensive eye exam – Once every 12 months
  • New glasses frames – Allowance every 24 months
  • Prescription lenses – Single, bifocal, or trifocal lenses with copay once every 12 months
  • Contact lens fitting and evaluation – Up to specified copay annually
  • Elective disposable contact lenses – Up to specified allowance annually
  • Medically necessary contact lenses – Covered 100% after copay, once every 12 months
  • Out-of-network benefits – Allowances apply; coverage varies by service

LOCATING NETWORK PROVIDERS

* This list is a benefit highlight representing a brief description of the coverage available. The controlling provisions will be in the group policy issued by VSP Vision.

Dental Coverage through Delta

With SBMA Dental benefits, your team gets access to quality oral care with nationwide provider flexibility and no waiting periods. It’s real coverage designed to support long-term health, without administrative hassle.
  • Sample benefit summary: Pricing and benefits vary by group.
  • Exams and cleanings – Covered twice per year
  • Bitewing X-rays – Once annually
  • Full mouth X-rays – Once every 5 years
  • Fillings and extractions – Covered as basic services
  • Root canals – Once per tooth per lifetime
  • Crowns, dentures, bridges, implants – Covered as major services, once every 5 years
  • Out-of-network benefits – Allowances apply; coverage varies by service

LOCATING NETWORK PROVIDERS

* This list is a benefit highlight representing a brief description of the coverage available. The controlling provisions will be in the group policy issued by Delta Dental.

FAQs

Why offer Vision and Dental – Our most Frequently Asked Questions

Is it worth offering Vision and Dental if I already provide medical coverage?
Yes. Vision and dental plans are among the most frequently used benefits, often more than core medical. They add meaningful value to your benefits package at a minimal cost and support overall employee health and satisfaction.

What does SBMA’s Vision and Dental coverage include?
Our plans typically include preventive dental cleanings and exams, X-rays, basic and major services like fillings and crowns, as well as eye exams, prescription lenses, frames, and contact lenses. Coverage is designed for real use, not just check-the-box compliance.

How much do Vision & Dental plans cost employers?
Employers have full flexibility to offer vision and dental as either employer-paid or voluntary (employee-paid) benefits. Either way, they can expand total compensation without impacting the medical budget.

How are Vision & Dental benefits administered?
SBMA handles all administration through our Gold Standard platform: onboarding, enrollment, ID cards, provider network access, claims integration, and consolidated billing. There’s no need for separate systems or duplicate workflows.

Do Vision & Dental plans work with part-time or hourly teams?
Yes. There are no minimum hours or participation requirements. These plans are ideal for workforces that may not qualify for traditional group health plans but still want meaningful, everyday coverage.

Can Vision & Dental plans be bundled with other SBMA benefits?
Absolutely. Vision and dental are often paired with our restricted medical and MEC plans for a layered, cost-effective solution that meets ACA requirements and enhances employee coverage.

What Vision & Dental provider networks do you use?
For vision, we use the VSP network, one of the largest in the U.S. For dental, we partner with Delta Dental, offering nationwide access to trusted providers and a strong discount structure.

What support do brokers receive?
We partner directly with brokers to ensure seamless quoting, implementation, and renewals. Our U.S.-based service team, plan design expertise, and digital tools help you deliver value at scale without the admin burden.

Why choose SBMA for Vision and Dental Benefits?
Because we don’t just offer benefits, we build systems that work. Our plans are usable, affordable, and backed by an administrative infrastructure that eliminates friction and delivers consistent results.

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© SBMA 2025 – all rights reserved
site designed & maintained by digitalstoryteller.io