Streamlined Benefits Administration: The Gold Standard for Employers
Manage your employee health benefits better with SBMA. We deliver the Gold Standard in benefits administration through a fully streamlined system that gives employers control over cost, time, and employee experience.
Managing employee benefits shouldn’t be a daily struggle. If your HR team is buried in paperwork, chasing vendors, or fielding avoidable employee questions, it’s time to raise the standard. Our centralized platform eliminates friction, accelerates operations, and ensures every employee interaction is seamless—from onboarding to claims resolution.
The Gold Standard of Benefits Administration: A Complete System, Built for Efficiency
SBMA’s platform handles the full lifecycle of benefits management. Unlike fragmented systems that create confusion and errors, our model is unified, integrated, and built to scale. Here’s how it works:
Onboarding and Offboarding
New hires are enrolled with speed and accuracy. Former employees are transitioned out of coverage without gaps, risk, or compliance concerns. No redundant paperwork. No waiting on third parties. Just a clean, automated process that protects your time and your business.
ID Card Access
With SBMA, employees no longer wait weeks for a plastic card in the mail. Digital ID cards are issued almost immediately upon enrollment, accessible via email and the HealthWallet App. This ensures coverage is never in question—and your HR team isn’t bogged down by status inquiries.
Claims Management and Visibility
We deliver real-time access to your company’s claims data. Employers gain insight into patterns and performance, enabling better decision-making and risk mitigation. Employees can view their claim status and history directly, without involving your internal team.
Live Support
Your employees deserve answers. Our California-based support team is trained, responsive, and ready to assist—so your staff doesn’t have to. When questions arise, we handle them directly. This ensures employees are supported and your internal resources stay focused.
HealthWallet App
HealthWallet puts everything your employees need in one place—plan summaries, ID cards, provider search, claims tracking, and support access. It’s user-friendly and powerful, giving your workforce clarity and control without turning to HR for help.
Payment Management
Our billing hub consolidates your payment processes into a single, transparent platform. No more disjointed invoices or billing errors. SBMA makes payment tracking and reconciliation simple, accurate, and fast—reducing finance team burden and improving compliance.
The Business Case for Streamlined Benefits
Employers don’t invest in benefits administration because it’s easy—they do it because it’s essential. But traditional systems make it harder than it needs to be. SBMA changes the equation.
Reduce Administrative Costs
By removing inefficiencies and reducing the number of systems required to manage benefits, SBMA lowers your overhead. Fewer vendors, fewer errors, and less manual labor means a direct reduction in administrative expenses.
Improve Employee Experience
When employees know how to access care, understand their benefits, and receive timely support, they stay longer. SBMA helps you create a benefits experience that reinforces trust and reduces turnover—without adding pressure to your internal staff.
Save Time and Reallocate Resources
Your team should be focused on strategic HR, not chasing ID cards or explaining coverage. Our platform eliminates low-value tasks, giving your department time back—and your business a competitive edge.
Strengthen Compliance
SBMA’s workflows are designed to ensure ACA and ERISA compliance at every stage. From documentation to reporting, we help you stay audit-ready and legally protected without needing to monitor every detail yourself.
Empower Your Workforce Without Increasing Your Workload
SBMA’s HealthWallet App plays a critical role in reducing friction between employees and benefits teams. Employees can view their coverage, find providers, access ID cards, and track claims without placing a single call to HR.
This not only increases utilization and engagement—it decreases workload and confusion. When employees are empowered, the entire system performs better.
Designed for the Real World
Whether your business has 15 employees or 5,000, SBMA’s system scales to your needs. We offer solutions for companies across industries, sizes, and growth stages. With no minimum participation requirements, we give you the flexibility to provide real benefits without overcommitting budget or resources.
We Set the (Gold) Standard
Too many benefits providers rely on complex, slow, or outdated systems to manage health coverage. SBMA doesn’t. We provide a single source for health benefits administration that is technology-forward and easy to use, delivering the tools employers need to stay in control.
Our mission is not just to administer benefits—but to redefine how they’re delivered.
If you’re ready to eliminate inefficiency, reduce costs, and raise the bar for employee care, we lead the way.
