Services formerly provided as part of the 
PlatformTM
Breckpoint’s Limited Benefit TPA operations will be joining forces with SBMA, bringing together two experienced teams with a shared commitment to delivering exceptional service to our clients, brokers, and members.
SBMA will provide your renewal package to your broker approximately 90 days prior to your renewal date. Renewal plan offerings will be similar to your current Breckpoint plans, and medical plan rates will not increase for the 2027 plan year.
Approximately 45 to 60 days before renewal, you will receive a DocuSign renewal packet from the SBMA Renewal Team, with your broker copied on the communication.
Your DocuSign packet may include:
Please note:
To align with SBMA processes, Breckpoint will adjust billing schedules beginning in October.
Billing Timeline
SBMA Billing Policy
SBMA does not issue draft invoices prior to final posting. Any adjustments will appear on the following month’s invoice.
Existing Breckpoint Plans
Unused surplus funding for eligible Breckpoint Medical and Dental plans will continue to be returned for 2026 and prior plan years, when applicable. Surplus returns are typically distributed approximately six months after the end of the plan period.
SBMA Medical and Dental Plans Beginning in 2027
For SBMA Medical and Dental plans effective in 2027, surplus claims funding will no longer be returned.
Supplemental Plans
Employee Choice Supplemental products (Accident, Critical Illness, and Hospital Indemnity) are not changing and will continue to return surplus funding in 2027.
During Renewal
Enrollment changes associated with your renewal should be submitted using the enrollment census template included in your renewal package.
After Renewal
Ongoing enrollments and eligibility changes should be submitted through:
Login credentials and training opportunities will be provided once your renewal has been completed and processed.
Yes. Breckpoint will continue to provide compliance services for the 2026 plan year. Please refer to the accompanying compliance services flyer for information regarding services supported by SBMA.
No. COBRA administration will continue to be an included service with your SBMA plan. There are no changes to this service as part of your transition.
SBMA uses dedicated service inboxes for both employer groups and brokers. Each inbox is managed by a designated Account Executive and a team of Account Managers to ensure timely responses and efficient service.
Your assigned service team will reach out after your renewal has been completed.
Yes. Member ID cards will continue to be mailed directly to enrolled members.
In addition:
SBMA provides Enrollment Guides and Summary of Benefits and Coverage (SBC) documents upon request. Please complete the materials request form included in your renewal packet to receive these resources.
After your completed renewal packet has been signed and processed, SBMA will send a New Case Welcome Email containing:
During the renewal process, please contact:
The Renewals Team can answer questions or assist with scheduling a renewal review meeting.